“For investors looking to maximize their net worth, great planning represents the low hanging fruit.”
-Stage Harbor Financial
Our Firm
We are comprehensive financial planners headquartered in Westwood, Massachusetts. We take great pride in getting to know our clients and taking a vested interest in their financial lives. We strongly believe that great financial planning can lead to very positive financial and emotional results. This is what drives our passion for this industry. Therefore, we go to great lengths to stay on the cutting edge of planning strategies. It is also why we have structured our firm with our client’s best interests in mind. Below are a few examples of how we believe we have accomplished this:
If you wish to read more on this topic, please read “How We are Different – Part 1 (Our Structure)” and “The Difference Between an Advisor and a Broker“
If you wish to learn more about our firm, please review our Client Relationship Summary (CRS) and our Form ADV Part 2A (“Disclosure Brochure”)
“Unlike stock markets, great planning doesn’t have bear markets, but it sure does take advantage of them.”
-Stage Harbor Financial
How We Plan
We believe that our job as your advisor is to help you most efficiently connect your financial resources to your life – so that you can feel secure and achieve your most meaningful goals. Financial planning, with its many moving parts, can be complex and time consuming. We help you simplify your financial life and give you the confidence that every aspect of your finances is being thoughtfully managed. The following are a few of the ways that we accomplish this:
If you wish to read more on this topic, please read “How We are Different – Part 2 (Our Advice)” and “The Significant Value of Financial Planning“
“A portfolio without an investment philosophy is like a ship without a rudder.”
-Stage Harbor Financial
How We Invest
We never attempt to time or “out-smart” the markets. Instead, we build portfolios using academically based strategies tailored to your specific goals-based time-frames and risk tolerance. We know markets can be volatile and we believe that investors should never be surprised when markets have powerful rallies or significant drops. Since both scenarios are likely to occur during each market cycle, but the timing is impossible to predict, we prepare client portfolios in anticipation of both. Through consistent rebalancing, we also look to take advantage of both market conditions by harvesting gains when markets rally and buying stocks cheap when markets fall. The following are a few of the ways that we believe we can add value to the management of your portfolio:
If you wish to read more on this topic, please read “Have an Investment Philosophy to Guide your Way“
“Your asset allocation should always be tethered to your individual circumstances. Don’t let fear or greed break that tether.”
-Stage Harbor Financial
“Logic and emotion are both critical ingredients to a well-baked financial plan, but too much or too little of either can result in a sticky mess.”
-Stage Harbor Financial
Connect With US
Westwood, MA 02090
Important Consumer Disclosure
Stage Harbor Financial, LLC (“Stage Harbor”), is an SEC registered investment adviser located in Westwood, Massachusetts. Stage Harbor and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which Stage Harbor maintains clients. Stage Harbor may only transact business in those states in which it is registered, notice filed, or qualifies for an exemption or exclusion from registration or notice filing requirements. This Internet site is limited to the dissemination of general information to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of this web site on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Stage Harbor. Any subsequent, direct communication by Stage Harbor with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Stage Harbor, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov. A copy of Stage Harbor’s current written disclosure statement discussing Stage Harbor’s business operations, services, and fees is available from Stage Harbor upon written request. Stage Harbor does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to this Internet site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Stage Harbor refers to using academic studies to assist with their portfolio construction. While Stage Harbor believes in the reliability of these studies and also believes that the findings of the studies make intuitive sense, following these academic studies does not guarantee any future performance. Stage Harbor also implements many diversified investment strategies. It is possible that not all of these strategies will be consistent with the academic studies referred to in this presentation. Furthermore, there are many academic studies published and additional studies will continuously be published. Some of these academic studies may contradict the studies that Stage Harbor uses to build its investment strategies.
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